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[California Golden Valley Bank Story Continued]  FRANK:  The updates came…Turns out this bank has told this group of people…we can’t handle that much volume at our banks, therefore we are sending you to an exchange center and they will give you 4.5% to put it in the bank.  They said Morgan Stanley are the people we are going to introduce you to for a management company to help you when you come in towards the end of the year.   [Post 2 of 2]