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The monetary reform IMO is at a stage right now where it is educating the citizens on the next step…Based on what we’re seeing what do you think is the next step the Central Bank of Iraq, Sudani and the board of directors are going to enact/activate/push the button of the monetary reform?  New small category notes – I agree.  The float – I agree.  LD’s and rate – I agree.  Revalue – I agree.  HCL – I don’t agree.  Not yet.  Although everything will be poured out of the bucket the moment the new exchange rate occurs and that’s the HCL too.